Your Trusted
Financial Partner
Fast approval, competitive rates, and flexible repayment options for Personal, Business, and Mortgage loans. Let us help you achieve your financial goals today
Loans Designed
Around Your Life
Whether you're growing your business, buying your dream home, or handling personal expenses — we offer tailored loan solutions with transparent terms and fast processing. Your goals, our commitment.
Smarter Borrowing
Starts Here
Compare Personal, Business, and Mortgage loan options all in one place. Enjoy hassle-free applications, quick decisions, and repayment plans that fit your budget — because your financial future matters.

Apply for Your Loan Today

Privacy Protected

Your personal data is safe and securely encrypted

No Upfront Fees

100% transparent pricing with zero hidden charges

Quick Approval

Fast loan processing with approval within 24 hours

Licensed & Legal

Ministry approved and fully compliant with all government regulations

Our Loan Services

Choose the loan that best fits your needs

Personal Loan

Quick and hassle-free financing for home renovation, education, medical expenses, weddings, debt consolidation, and emergencies
  • Loan Amount: RM500 - RM500,000
  • Interest: 1.5%/mo (18%/yr)
  • Tenure: 12 - 60 months
  • Approval: Within 24 hours
Eligibility:
  • Malaysian citizen / PR
  • Age: 21 - 60 years old
  • Min. income: RM2,000/month
  • Min. 6 months employment
Documents Required:
  • MyKad (front & back)
  • 3 months payslip
  • 3 months bank statement
  • Utility bill (proof of address)
Apply Now

Business Loan

Fuel your business growth with flexible financing for expansion, equipment purchase, inventory, and working capital management.
  • Loan Amount: RM10,000 - RM1,000,000
  • Interest: 1.5%/mo (18%/yr)
  • Tenure: 12 - 60 months
  • Approval: 2 - 5 working days
Eligibility:
  • Malaysian-owned business (51%+)
  • SSM registered (min. 1 year)
  • Min. revenue: RM10,000/month
  • Owner age: 21 - 65 years old
Documents Required:
  • SSM Registration (Form 9/49 or D)
  • MyKad (all directors/owners)
  • 6 months business bank statement
  • Company profile (if available)
Apply Now

Mortgage Loan

Unlock your property’s equity for investment, business capital, education, or any large financial needs with competitive rates.
  • Loan Amount: RM50,000 - RM5,000,000
  • Interest: 1.5%/mo (18%/yr)
  • Tenure: Up to 120 months (10 years)
  • LTV: Up to 70% of property value
Eligible Property:
  • Terrace / Semi-D / Bungalow
  • Shop lot / Commercial property
  • Freehold or Leasehold (30+ years)
  • Located in Peninsular Malaysia
Documents Required:
  • MyKad (all property owners)
  • Original Grant / Strata Title
  • Original S&P Agreement
  • Quit Rent & Assessment receipts
Apply Now

Flexible Repayment

Choose a repayment plan that fits your budget. Tenure from 12 to 60 months with fixed monthly instalments. Restructure anytime if needed.

No Collateral Needed

Personal loans up to RM500,000 without pledging assets. Your property and savings stay untouched. Simple documentation only.

Dedicated Support

Personal loan advisor assigned to your case. Get guidance from application to disbursement. We're here even after your loan is approved.

What Our Customers Say

“The personal loan process was incredibly smooth. I got approved within 24 hours and the interest rate is very reasonable. Highly recommended!”
Ahmad Razak
Personal Loan Customer
“Thanks to Danakini, I was able to expand my business. The business loan helped me open a second outlet. Great service and friendly staff!”
Siti Nurhaliza

Business Loan Customer

“Finally got my dream home with the mortgage loan from Danakini. The application was simple and the team guided me through every step.”
Rajesh Kumar

Mortgage Loan Customer

Ready to Get Started?

Take the first step towards achieving your financial goals. Our team of experts is ready to help you find the perfect loan solution tailored to your needs. Fast approval, competitive rates, and exceptional service await you.

Apply for a Loan Now

Estimate Your Repayments

Maximum Repayment

Up to 60 months tenure

Fixed Rate

1.5% per month – 18% per year

Total Loan Amount 12 Months 24 Months 36 Months 48 Months 60 Months
RM5,000 RM492 RM283 RM214 RM179 RM158
RM10,000 RM983 RM567 RM428 RM358 RM317
RM20,000 RM1,967 RM1,133 RM856 RM717 RM633
RM30,000 RM2,950 RM1,700 RM1,283 RM1,075 RM950
RM50,000 RM4,917 RM2,833 RM2,139 RM1,792 RM1,583
RM80,000 RM7,867 RM4,533 RM3,422 RM2,867 RM2,533
RM100,000 RM9,833 RM5,667 RM4,278 RM3,583 RM3,167
RM150,000 RM14,750 RM8,500 RM6,417 RM5,375 RM4,750
RM200,000 RM19,667 RM11,333 RM8,556 RM7,167 RM6,333

Finance that fits you

We've built a secure & personalized experience

Checking your rates won't affect your credit score
Quick review in as little as 24 hours
Flexible repayment terms up to 5 years
100% secure & confidential application

Contact Us

Have questions? We’re here to help. Reach out to us today!

Call Us

017-6970360

Email Us

danakini2u@gmail.com

Danakini is a licensed moneylender operating in accordance with Malaysian laws. Interest rates and loan terms are subject to approval and may vary based on individual assessment. All applications are subject to credit evaluation. Terms and conditions apply. By submitting an application, you agree to our privacy policy and consent to the processing of your personal data in accordance with the Personal Data Protection Act (PDPA) 2010.